Newsletter
3 Ways to Lower Your Holiday Stress
Many people experience anxiety, especially during the holidays. While eliminating all seasonal stressors isn’t likely, there may be ways you can minimize and manage them. Here are three ideas to help you get through the holiday season with minimal stress: 1. Set up a...
Insurance for Small Business Owners
Small business owners, contractors and freelancers usually make all the major decisions for their businesses — and often do all of the work, too. The success of their companies and continuity of their income depend heavily on one person’s well-being: a significant...
Tips to Help You Plan for Retirement
It’s tempting to delay retirement planning. After all, you may feel anxious about it or wonder how to begin. Check out these tips to start preparing for retirement and regain your peace of mind. Consider your financial needs for retirement. Because everyone’s...
How Life Insurance Death Benefits Work
Although not everyone has life insurance, all life insurance policies have death benefits. But what exactly is a death benefit, and how do death benefits work? What is a death benefit? A death benefit is money paid to a beneficiary when a life insurance policyholder...
How to Identify and Ease Burnout
Stress is common for most people. Still, if you’ve felt off-kilter at work lately, it could be burnout instead of temporary job stress. How to Identify Burnout From Work Essentially, job burnout is unmanaged work stress — although that’s not a medical diagnosis. Job...
Life Insurance Medical Exams Explained
If you’re considering buying life insurance, you may have already learned that many policies require a medical exam. However, do you know why they’re needed or what’s involved in getting one? Why do life insurance companies require medical exams? When you apply for...
What makes a good work wellness program?
Most employers understand that their workers’ health can impact job performance. This may be why many organizations offer wellness programs to help employees remain healthy and productive. But do these programs really work? Components of a Workplace Wellness Program...
How to Save Money on Your Prescriptions
Paying for prescription medications can take a big bite out of your budget, especially if you purchase them regularly or have a chronic health issue. But in some cases, there are a few ways to help lower prescription prices. Learn how to keep prescription costs down...
Cash Value Life Insurance: How It Works
Nobody likes to think about their mortality. Yet, about two-thirds of people with life insurance say they feel financially secure, according to a study by the Life Insurance Marketing and Research Association (LIMRA). Policies offer important benefits like providing...
How to Prepare for Unexpected Events
Nearly everyone eventually experiences an emergency of some kind, no matter their social or economic status. However, by planning ahead, these events can be more manageable, and you can reduce the stress and anxiety they might cause you. 1. Keep emergency contacts...
How to Decide When to Go to Urgent Care
Urgent care centers provide fast, noncritical health care on a walk-in basis. A visit is generally around the same price or slightly more than a clinic visit but far cheaper than a trip to the emergency room. But how do you know when you may need urgent care or when...
Should older adults get life insurance?
Older adults who don’t already have life insurance may think it’s too late to qualify for a policy — or question whether or not they really need it. Here are a few reasons why a life insurance policy is a smart idea: Life insurance provides many benefits. Life...











