Why Emergency Funds are Key to Financial Stability

Why Emergency Funds are Key to Financial Stability

An emergency fund is money you set aside for unexpected events — a car repair, a sudden medical bill, or a job loss. Having this cushion makes life less stressful and helps you avoid high-cost debt when things go wrong.   How Much Should You Save? Most experts...
How to Manage Finances During a Career Change

How to Manage Finances During a Career Change

Changing careers can be exciting — and stressful for your wallet. With a little planning, you can protect your savings, health coverage, and long-term goals while you make the shift.   Make a Clear Budget & Build a Runway Start by listing your monthly...
The Rise of No-Exam Life Insurance in the U.S.

The Rise of No-Exam Life Insurance in the U.S.

Life insurance you can buy without a medical exam used to be rare. Now it’s common — and that’s changing how people get covered.   What is No-Exam Life Insurance? “No-exam” policies (also called simplified-issue or instant/instant-issue) let you apply without...